Sign In

​Thi​​nking About Retiring?

Choosing when to retire is a major life decision. ​Fortunately, Ingredion provides tools ​to help make the decision easier. ​

Getting a Pension Estimate

Pension Estimates may be requested for employees that are not yet ready for retirement. These estimates are meant to provide employees with sample payment options if they were to retire at a later projected date, and may provide useful information for financial planning. Completing a Pension Estimate will not initiate the Pension Distribution process.

Estimates may only be requested once per calendar year by employees age 50 and older. For those employees under the age of 50, please rely on your annual Cash Balance statement and/or frozen pension plan statement(s).

1. Complete the Pension Benefit Estimate Request Form and submit the completed form to:

  • Salaried & Union (Terminated) Employees: benefits@ingredion.com
  • Union (Active) Employees: Please send completed form to your local Human Resources Department

2. Estimate will be provided in approximately eight (8) weeks.

Pension Distributions

Pension Distributions may be requested by employees that are ready to retire within the next six (6) months (180 days). Pension Benefit Commencement Request Forms cannot be submitted earlier than six (6) months (180 days) prior to the benefit commencement date.

Important: If you change your benefit commencement date, you will be required to complete another Pension Benefit Commencement Request form. Furthermore, all applicable processing timelines indicated in the instructions below will be reset.

1. Complete the Pension Benefit Commencement Request Form and submit the completed form to:

  • Salaried & Union (Terminated) Employees: benefits@ingredion.com 
  • Union (Active) Employees: Please send completed form to your local Human Resources Department
    • A. Cash Balance: Distribution date should be the first of the month, no sooner than 60-90 days from last day worked
    • B. NS LLC Pension: Distribution date can be as soon as the first of the month following last day worked, but request must be received 60-90 days prior to commencement date
    • C. Hourly Retiree Income Plan: Distribution date can be as soon as the first of the month following last day worked, but request must be received 60-90 days prior to commencement date

2. Include a copy of marriage certificate and spouse birth certificate, as applicable.

3. Benefit Election Package will be sent to participant approximately 30 days prior to the benefit commencement date

4. Complete Benefit Election and return to:

  • Salaried & Union (Terminated) Employees: benefits@ingredion.com
  • Union (Active) Employees: Please send completed form to your local Human Resources Department​
  
Ingredion Rewards Home
Retirement Benefits
Thinking About Retirement

 

Fidelity Investments
1-800-835-5091
www.401​k.com
  
2019 Monthly RHCSA Rate Sheet
401k Beneficiary Update
Cash Balance Beneficiary Form
Fidelity Investor Centers Flyer
Fidelity NetBenefits Overview
Fidelity NetBenefits Registration Instructions
Fidelity NetBenefits Top 3 Links
Fidelity Tools to Help Guide You Toward Financial Success
Pension Benefit Commencement Request Form
Pension Benefit Estimate Request Form
Retiree Health Care Summary
Retirement Information Session 2017
Retirement Process Timeline
RHCSA Election Form